Borrow Up To $1,500

The easiest way to get the
fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

3 Easy Steps

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get a Loan from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of online payday loans in Canada since 2008.

Looking for a short term loan that that is easy to qualify and easy to apply for? If you are in need of fast cash, Focus Cash Loans is here for you. With Focus Cash Loans you can borrow up to $1,500 deposited into your bank account in a matter of minutes! Apply online from your mobile device or a laptop. Our company has been providing online payday loans across Canada since 2008.

What makes Focus Financial different from all those other lenders is our ability to provide excellent all-around service. We make the application process quick and easy, and our friendly staff are here to help you every step of the way. With the ability to put through an application from the comfort of your own home, or work in a matter of minutes, applying is simple and convenient. There is no more need to worry about missed payments, NSF fees, or unexpected expenses because Focus Cash Loan has you covered. If you run out of money before your next payday, you can simply apply online and be approved for a loan the same day!

Don’t hesitate, click the “Apply Now” button and fill out our online application. It couldn’t be easier! You don’t need to scan, fax or email your documents. We have completely digitalized our loan application & loan approval process. We have a personalized approach to every loan application that we receive. We approve almost everybody who meets our simple requirements. And yes, we do not run credit checks!